Plan your next 3 years as a couple
Car, home, baby: see when you can afford each step, with Spain's real costs, and track your savings together every month.
With the car loan, the new rent and a baby you would have €19 left each month (you save €1,000 today). To reach a 300 € margin you need about €281 more per month: lower rent, a smaller loan or more income.
When the car loan ends in 48 months, the margin rises to €140.
- Monthly margin with all three goals
- €19
- Current monthly savings
- €1,000
- Rent vs income
- 34 %
- Step 1 · Second-hand carAuto-plannedJan 2027
Needs €5,550 cash plus the €3,000 buffer
Loan of €5,000, €121 a month
- Step 2 · New homeAuto-plannedAug 2027
Needs €5,250 cash plus the buffer
Rent goes from €900 to €1,250. Your old deposit of €1,800 comes back the month after.
- Step 3 · Start trying for a babyAuto-plannedSept 2027
Needs €2,500 set aside plus the buffer
Due around Sept 2028
Milestones in order
The plan buys the car, then moves you, and opens the baby window only when the money is there.
Spain's real costs
ITP on used cars, rental deposits and move-in months, 19 weeks of paid birth leave per parent.
Made for two
Invite your partner. You both edit one plan and log what you saved each month.
How it works
- 01
Enter your numbers
Income, rent and spending. Start from typical Spanish values and adjust them.
- 02
See when each step arrives
The plan places the car, the move and the baby in the first month the money is there, without touching your safety buffer.
- 03
Log what you save each month
With what you actually save, the plan recalculates and tells you whether you're ahead or behind.
Start planning together
Free and ready in two minutes.